Visa’s Chief of Financial Inclusion for Latin America and the Caribbean, Jorge Ortega, explained digitized payments are a launch pad for financial inclusion in Latin America. One of the growing sectors in the region is via mail order catalogues. While this isn’t necessarily the case for Peru, Ortega explained the country has ideal conditions for financial inclusion, because there are a large number of people not included in the financial system. It has one of the most active governments working towards more financial inclusion, which is a benefitting factor (El Comercio). Ortega pointed out that 18 million Peruvians still do not have access to the banking system, which is 71 percent of the population. He estimated that with these positive conditions, some 10 million Peruvians will sign up for the banking system in the next few years (La Republica).